Find your association
Type the legal name of your association — suggestions appear after 5 characters to ensure accuracy.
No login required · $19.95 flat
Certificates of insurance,
without the friction.
COI Direct delivers HOA and condo certificates of insurance fast — no account, no back-and-forth. Just $19.95, up to $10 less than the competition.
$19.95Flat fee
0Logins needed
6Steps to cert
The real benefit
Save time.
Request now — $19.95
Save time.
Save money.
Every minute spent chasing a certificate of insurance is a minute your deal isn't closing. COI Direct eliminates the phone tag, the faxes, and the waiting — so you get back to what matters.
$10Less than competitors
<3 minTo submit your request
0Phone calls needed
The most affordable option,
by far.
No registration required. No surprise fees. Just a flat $19.95 — up to $10 cheaper than the alternatives.
| Service | New Cert (Email) | Account Required | Mobile Friendly |
|---|---|---|---|
| COI Direct Best | $19.95 | ✓ No login | ✓ Yes |
| Competitor 1 | $29.95 | ✗ Must register | ✗ Dated UI |
| Competitor 2 | Varies | ✗ Must register | ✗ Dated UI |
Six steps. Minutes, not days.
A guided flow that verifies your information, confirms accuracy, and processes payment — all before your certificate is generated.
Verify your email
Enter and confirm your email address. This becomes your delivery method and must be validated before proceeding.
Enter cert details
Borrower name, unit address, mortgagee clause, loan number, and optional upload of your mortgage company letter.
Review & confirm
A full summary with a disclaimer. You must confirm accuracy — no refunds for incorrect information.
Pay $19.95
Secure payment via Stripe. No certificate is generated until payment is complete.
Certificate delivered
Your certificate is issued and sent to your confirmed email. Ready for your lender.
Request your certificate
right now.
No account. No login. Follow the steps below — takes less than 3 minutes.
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Find your association
Enter the legal name of your community association. Suggestions appear after 5 characters. Your association must be in our system.
⚠ Your association is not in our system. Please contact us to get your association added.
Please select an association from the list.
Verify your email
Enter the email address where you'd like your certificate delivered. You'll need to confirm it before proceeding.
Please enter a valid email address.
Email addresses do not match.
Certificate details
Enter the information that will appear on your certificate of insurance.
Please enter the borrower name.
Please enter the unit address.
Please enter the mortgagee clause.
Please enter the loan number.
Click to upload letter from mortgage company
PDF, JPG, PNG up to 10MB
Review your request
Please verify all information carefully before proceeding.
| Association | — |
| Borrower | — |
| Unit Address | — |
| Mortgagee Clause | — |
| Loan Number | — |
| Delivery Email | — |
| Attachment | None |
⚠ Please Read Before Proceeding
By confirming this request, you authorize COI Direct to use the information entered above to verify your request and email a secure Stripe payment link. COI Direct carries no obligation or liability for certificates issued based on incorrect information provided by the requestor. No refunds will be issued once payment is processed. Please review carefully.
Email verification & payment link
No payment is taken on this page during beta. COI Direct will verify your request and email your secure Stripe payment link.
$19.95
Certificate of Insurance — one-time fee
Verification and payment link sent to:
Verification and payment link sent to:
Secure Stripe payment link will be emailed after beta review.
Request submitted!
Your certificate of insurance request has been received for beta review. A verification summary and secure Stripe payment link will be sent to .
Questions? info@coidirectonline.com